Terms and Conditions

Permitted Use of This Website

You agree to use this website lawfully and responsibly. You must not:

• Use the website in breach of any applicable laws or regulations
• Attempt to gain unauthorised access to systems, servers, or data
• Interfere with website functionality or security
• Upload malicious code, viruses, or harmful content
• Collect data from the website without consent
• Use the website for fraudulent, unlawful, or harmful purposes

We reserve the right to suspend or restrict access if misuse is suspected.

No Professional Advice

The content on this website is provided for general informational purposes only.

• Nothing on this website constitutes professional, financial, legal, or risk advisory advice
• No reliance should be placed on website content without obtaining independent advice
• Use of website information is at your own discretion and risk

Accuracy of Information

While reasonable care is taken to ensure accuracy:

• No representation or warranty is made regarding completeness or reliability
• Information may be updated or amended without notice
• We are not responsible for errors, omissions, or outdated material

Services Overview

Descriptions of services are provided for informational purposes only.

• No content on this website constitutes a binding offer
• Formal service engagements require a separate written agreement
• Service scope, fees, and responsibilities will be defined contractually

Intellectual Property Rights

All website content, including text, graphics, branding, design elements, and structure, is owned by or licensed to Oceanic Risk Management.

You may:

• View and print content for personal or internal business reference

You may not:

• Reproduce, modify, distribute, or commercially exploit content without prior written consent
• Use branding, logos, or proprietary materials without authorisation

Unauthorised use may result in legal action.

User-Submitted Information

If you submit information through contact forms or communications:

• You confirm the information is accurate and lawful
• You grant us the right to use that information for responding to your enquiry
• You must not submit unlawful, defamatory, or infringing content

Third-Party Links

This website may contain links to third-party websites for convenience.

• We do not control third-party content
• We are not responsible for third-party practices or policies
• Access to external sites is at your own risk

Website Availability

The website is provided on an “as available” basis.

• We do not guarantee uninterrupted or error-free operation
• We may modify, suspend, or withdraw the website without notice
• We are not liable for downtime or technical disruptions

Limitation of Liability

To the fullest extent permitted under the laws of Hong Kong, Oceanic Risk Management shall not be liable for:

• Indirect, incidental, or consequential losses
• Loss of profit, revenue, goodwill, or business opportunity
• Loss or corruption of data
• Reliance on website content
• Events outside our reasonable control

Nothing in these Terms excludes liability that cannot lawfully be excluded.

Indemnity

You agree to indemnify and hold harmless Oceanic Risk Management against claims, liabilities, losses, or expenses arising from:

• Your misuse of the website
• Your breach of these Terms
• Your violation of applicable laws

Assignment

We may transfer or assign our rights and obligations under these Terms without restriction. You may not transfer your rights without prior written consent.

Severability

If any provision of these Terms is found unlawful or unenforceable, the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement governing your use of this website.

Governing Law and Jurisdiction

These Terms are governed by the laws of Hong Kong. Any disputes arising from or in connection with the website shall be subject to the exclusive jurisdiction of the courts of Hong Kong.